Calculadora de préstamos e hipotecas

¿Qué es Calculadora de préstamos e hipotecas?

Calcula la cuota mensual, el interés total y el calendario de amortización de cualquier préstamo a tipo fijo. Compara distintos importes, tipos de interés y plazos para ver cómo afecta cada opción a lo que pagas.

Cómo usar

1. Enter the loan principal amount, annual interest rate, and loan term in years to instantly see your monthly payment breakdown.
2. Review the amortization table to see exactly how much of each payment goes toward principal versus interest over time.
3. Adjust the values to compare scenarios — try a 15-year versus 30-year term to see the difference in total interest paid.

Resultado

You're considering a $350,000 mortgage at 6.5% for 30 years. The calculator shows a $2,212 monthly payment with $446,247 in total interest. Switching to 15 years raises the payment to $3,049 but saves $197,396 in interest.

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