Kalkulator Pinjaman / KPR

Apa itu Kalkulator Pinjaman / KPR?

Menghitung cicilan bulanan, total bunga, dan jadwal amortisasi untuk pinjaman dengan suku bunga tetap. Bandingkan jumlah pinjaman, suku bunga, dan jangka waktu yang berbeda untuk melihat bagaimana setiap pilihan memengaruhi total pembayaran Anda.

Cara menggunakan

1. Enter the loan principal amount, annual interest rate, and loan term in years to instantly see your monthly payment breakdown.
2. Review the amortization table to see exactly how much of each payment goes toward principal versus interest over time.
3. Adjust the values to compare scenarios — try a 15-year versus 30-year term to see the difference in total interest paid.

Hasil

You're considering a $350,000 mortgage at 6.5% for 30 years. The calculator shows a $2,212 monthly payment with $446,247 in total interest. Switching to 15 years raises the payment to $3,049 but saves $197,396 in interest.

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