Calculadora de empréstimos e hipotecas

O que é Calculadora de empréstimos e hipotecas?

Calcula a parcela mensal, os juros totais e a tabela de amortização de qualquer empréstimo com taxa fixa. Compare diferentes valores, taxas e prazos para ver como cada opção afeta o que você paga.

Como usar

1. Enter the loan principal amount, annual interest rate, and loan term in years to instantly see your monthly payment breakdown.
2. Review the amortization table to see exactly how much of each payment goes toward principal versus interest over time.
3. Adjust the values to compare scenarios — try a 15-year versus 30-year term to see the difference in total interest paid.

Resultado

You're considering a $350,000 mortgage at 6.5% for 30 years. The calculator shows a $2,212 monthly payment with $446,247 in total interest. Switching to 15 years raises the payment to $3,049 but saves $197,396 in interest.

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