ローン・住宅ローン計算機

毎月の返済額と総利息を計算

計算機

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ローン・住宅ローン計算機とは?

固定金利ローンの月々の返済額、利息総額、返済スケジュールを計算します。異なる借入額、金利、期間を比較して、各条件が総支払額にどう影響するか確認できます。

使い方

  1. Enter the loan principal amount, annual interest rate, and loan term in years to instantly see your monthly payment breakdown.
  2. Review the amortization table to see exactly how much of each payment goes toward principal versus interest over time.
  3. Adjust the values to compare scenarios — try a 15-year versus 30-year term to see the difference in total interest paid.

結果

You're considering a $350,000 mortgage at 6.5% for 30 years. The calculator shows a $2,212 monthly payment with $446,247 in total interest. Switching to 15 years raises the payment to $3,049 but saves $197,396 in interest.

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