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A comprehensive loan and mortgage calculator that computes your monthly payment, total interest paid, and full amortization schedule for any fixed-rate loan. Helps you compare different loan amounts, interest rates, and terms to make informed borrowing decisions.
사용 방법
- Enter the loan principal amount, annual interest rate, and loan term in years to instantly see your monthly payment breakdown.
- Review the amortization table to see exactly how much of each payment goes toward principal versus interest over time.
- Adjust the values to compare scenarios — try a 15-year versus 30-year term to see the difference in total interest paid.
결과
You're considering a $350,000 mortgage at 6.5% for 30 years. The calculator shows a $2,212 monthly payment with $446,247 in total interest. Switching to 15 years raises the payment to $3,049 but saves $197,396 in interest.