Kredit- / Hypothekenrechner

Was ist Kredit- / Hypothekenrechner?

A comprehensive loan and mortgage calculator that computes your monthly payment, total interest paid, and full amortization schedule for any fixed-rate loan. Helps you compare different loan amounts, interest rates, and terms to make informed borrowing decisions.

Anleitung

1. Enter the loan principal amount, annual interest rate, and loan term in years to instantly see your monthly payment breakdown.
2. Review the amortization table to see exactly how much of each payment goes toward principal versus interest over time.
3. Adjust the values to compare scenarios — try a 15-year versus 30-year term to see the difference in total interest paid.

Ergebnis

You're considering a $350,000 mortgage at 6.5% for 30 years. The calculator shows a $2,212 monthly payment with $446,247 in total interest. Switching to 15 years raises the payment to $3,049 but saves $197,396 in interest.

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